Regulation Crowdfunding, also known as Reg CF, is an SEC-approved framework that allows eligible companies to raise capital through crowdfunding from a large number of investors. It was introduced under Title III of the JOBS Act and provides an opportunity for non accredited investors to invest in early-stage companies.

Any individual, over the age of 18, regardless of their income or net worth, can invest in Regulation Crowdfunding offerings. Prior to the passage of the JOBS Act, only accredited investors were allowed to participate in private investments.

Accredited investors can invest as much as they want. But if you are NOT an accredited investor, your investment limit depends on either your annual income or net worth, whichever is greater.

For individual non-accredited investors with an annual income or net worth below $124,000, the investment limit is the greater of $2,500 or 5% of the lesser of their annual income or net worth. For investors with an annual income or net worth equal to or greater than $124,000, the investment limit is 10% of the lesser of their annual income or net worth, up to a maximum of $124,000. For more info, see this SEC bulletin.

$550

Regulation CF allows investors to invest in startups and early-growth companies. This is different from helping a company raise money on Kickstarter; with Regulation CF Offerings, you aren’t buying products or merchandise - you are buying a piece of a company and helping it grow.

We cannot give tax advice, and we encourage you to talk with your accountant or tax advisor before making an investment.

To calculate your net worth, just add up all of your assets and subtract all of your liabilities (excluding the value of the person’s primary residence). The resulting sum is your net worth.

Yes. All investments carry some degree of risk and startup and small business investing are riskier investments than investing in large, well established companies. The earlier you get in, the greater the level of risk. If a young company goes out of business, your ownership interest could lose all value. You may have limited voting power to direct the company due to dilution over time. You may also have to wait five to seven years (or longer) for an exit via acquisition, IPO, etc. The company may never achieve an exit. Because early-stage companies are still in the process of perfecting their products, services, and business model, nothing is guaranteed. That’s why startups should make up only a part of a balanced investment portfolio.

The Common Stock (the "Shares") of DiversyFund, Inc. (the "Company") are not publicly-traded. As a result, the shares cannot be easily traded or sold. As an investor in a private company, you typically look to receive a return on your investment under the following scenarios: The Company gets acquired by another company. The Company goes public (makes an initial public offering). In those instances, you receive your pro-rata share of the distributions that occur, in the case of acquisition, or you can sell your shares on an exchange. These are both considered long-term exits, taking approximately 5-10 years (and often longer) to see the possibility for an exit. It can sometimes take years to build companies. Sometimes there will not be any return, as a result of business failure.

Shares sold via Regulation Crowdfunding offerings have a one-year lockup period before those shares can be sold under certain conditions.

1. Exceptions to limitations on selling shares during the one-year lockup period:

In the event of death, divorce, or similar circumstance, shares can be transferred to:

• The company that issued the securities
• An accredited investor
• A family member (child, stepchild, grandchild, parent, stepparent, grandparent, spouse or equivalent, sibling, mother-in-law, father-in law, son-in-law, daughter-in-law, brother-in-law, or sister-in-law, including adoptive relationships)

If the company does not reach its minimum funding target, all funds will be returned to the investors after the close of the offering.

All available disclosure information can be found on the offering pages for our Regulation Crowdfunding offering.

You can cancel your investment at any time, for any reason, until 48 hours prior to a closing occurring. If you’ve already funded your investment and your funds are in escrow, your funds will be promptly refunded to you upon cancellation. To submit a request to cancel your investment please Contact Customer Support here or email: [email protected].

The company will file required reports with the SEC and will post an annual report, along with certified financial statements, on its website. Those should be available 120 days after the fiscal year end. If the company meets a reporting exception, or eventually has to file more reported information to the SEC, the reporting described above may end. If these reports end, you may not continually have current financial information about the company.

Once an offering ends, the company may continue its relationship with DealMaker Securities for additional offerings in the future. DealMaker Securities’ affiliates may also provide ongoing services to the company. There is no guarantee any services will continue after the offering ends.